What Is Inside
The number one question seniors ask me: "Will my money last?" This guide walks through the insurance side of the answer:
- How to map your income and spending (find your gap)
- What annuities are, in plain English
- How annuities can turn savings into steady monthly income
- What to watch out for (surrender charges, lock-up periods)
- Social Security timing basics
- Questions to ask any agent before you buy anything
Important: I sell insurance. I do not sell stocks. This guide is about insurance only. It teaches. It does not give financial advice.
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About the Author
I am Serge Sendji Augustin. I am a licensed Florida insurance agent. My license number is FL G231352. I help Florida seniors plan retirement income using insurance-based strategies. I am not a securities broker and do not provide investment advice.
Questions? Call me at (407) 434-9297. I answer my own phone.
This guide teaches. It does not tell you what to buy. It is not legal or tax advice. It is not investment advice.
Frequently Asked Questions
Is the guide really free?
Yes. No cost, no purchase required.
Does this guide tell me what to invest in?
No. It covers insurance-based retirement income ideas only — like annuities. It does not recommend stocks, bonds, or mutual funds. For investments, talk to a licensed securities professional.
Is this financial advice?
No. It is education. Everyone's situation is different. Talk to a licensed professional about your specific needs.